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The Mercantile skill determines how good the prices for a character are in shops.
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You can reduce training costs by 75% or more by creating a spell or enchantment of Fortify Skill Mercantile 100 for 2-3 seconds, then casting it and immediately talking to the trainer. As in The Elder Scrolls IV: Oblivion, lockpicks can be bought in select locations, and there is a Skeleton Key that functions for the player very similarly, but without the enhancement to Security and attendant quest item bug.
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